Title Examiner/Abstractor/Searcher What They Do
Just the Facts
Title Examiner: Searches public records and examines titles to determine the legal condition of property title. Copies or summarizes recorded documents that affect the condition of title to property (e.g., mortgages, trust deeds, and contracts). May prepare and issue policy that guarantees legality of title.\\ Abstractor: Summarizes legal or insurance information and sections of statutes for examination or proof of title.
This career is part of the Business, Management and Administration cluster Administrative and Information Support pathway.
A person in this career:
- Prepares lists of all legal instruments applying to a specific piece of land and the buildings on it.
- Examines documentation such as mortgages, liens, judgments, easements, plat books, maps, contracts, and agreements to verify factors such as properties' legal descriptions, ownership, or restrictions.
- Reads search requests to ascertain types of title evidence required and to obtain descriptions of properties and names of involved parties.
- Copies or summarizes recorded documents, such as mortgages, trust deeds, and contracts, that affect property titles.
- Examines individual titles to determine if restrictions, such as delinquent taxes, will affect titles and limit property use.
- Prepares reports describing any title encumbrances encountered during searching activities, and outlining actions needed to clear titles.
- Verifies accuracy and completeness of land-related documents accepted for registration, preparing rejection notices when documents are not acceptable.
- Confers with realtors, lending institution personnel, buyers, sellers, contractors, surveyors, and courthouse personnel to exchange title-related information or to resolve problems.
- Enters into record-keeping systems the appropriate data needed to create new title records or update existing ones.
- Directs activities of workers who search records and examine titles, assigning, scheduling, and evaluating work, and providing technical guidance as necessary.
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Working Conditions and Physical Demands
People who do this job report that:
- You would sit most of the time. There's some walking and standing. You may have to lift and carry things like books, papers or tools weighing 10 lbs. or less.
- Exposed to hazardous situations involving possible injury such as cuts, bites, stings, and minor burns more than once a month
- Work in this occupation requires being inside most of the time
- Work in this occupation involves making repetitive motions more than one-third of the time
- Work in this occupation involves sitting more than one-third of the time
Working in this career involves (physical activities):
Work Hours and Travel
- Regular working hours and limited travel
Specialty and Similar Careers
Careers that are more detailed or close to this career:
- Escrow Officer -- Responsible for facilitating the hold and transfer of funds for buyers, sellers and lenders, usually involving real estate property.
- Lien Searcher -- Searches and examines chain of title for any liens and judgements.
- Underwriter -- Provides services related to the issuing of new stocks, bonds and securities.
- Land Title Examiner --