Title Examiner/Abstractor/Searcher What They Do
Just the Facts
Title Examiner: Searches public records and examines titles to determine the legal condition of property title. Copies or summarizes recorded documents that affect the condition of title to property (e.g., mortgages, trust deeds, and contracts). May prepare and issue policy that guarantees legality of title.\\ Abstractor: Summarizes legal or insurance information and sections of statutes for examination or proof of title.
This career is part of the Business, Management and Administration cluster Administrative and Information Support pathway.
A person in this career:
- Copies or summarizes recorded documents, such as mortgages, trust deeds, and contracts affecting title to property.
- Examines mortgages, liens, judgments, easements, plat books, maps, and contracts to verify legal description, ownership, restrictions, or conformity to codes.
- Analyzes encumbrances to a title and relevant statutes, and prepares a report outlining actions required to clear title.
- Prepares and issues title insurance policies.
- Searches records to determine if delinquent taxes are due.
- Prepares correspondences, reports, and other records.
- Meets with interested parties to resolve problems and give information.
- Directs activities of workers searching records and examining titles to real property.
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Working Conditions and Physical Demands
People who do this job report that:
- You would sit most of the time. There's some walking and standing. You may have to lift and carry things like books, papers or tools weighing 10 lbs. or less.
- Exposed to hazardous situations involving possible injury such as cuts, bites, stings, and minor burns more than once a month
- Work in this occupation requires being inside most of the time
- Work in this occupation involves making repetitive motions more than one-third of the time
- Work in this occupation involves sitting more than one-third of the time
Working in this career involves (physical activities):
Work Hours and Travel
- Regular working hours and limited travel
Specialty and Similar Careers
Careers that are more detailed or close to this career:
- Escrow Officer -- Responsible for facilitating the hold and transfer of funds for buyers, sellers and lenders, usually involving real estate property.
- Land Title Examiner --
- Lien Searcher -- Searches and examines chain of title for any liens and judgements.
- Underwriter -- Provides services related to the issuing of new stocks, bonds and securities.